3. How to protect yourself? You need to know that eBay, PayPal or other secure sites will NEVER ask for your personal, identifying information in the email. What should you do? Delete the email and tell yourself you will not be a victim of phishing scams.
High percentage of online and eBay fraud can be eliminated only by understanding phishing and how to deal with it.
Fraud Tip # 2. Only Buy From Seller With Founded Feedback Score
• Love or hate eBay feedback system, but has a purpose. By doing your due diligence you can filter out potentially bogus eBay sellers simply by reviewing their feedback score. Special attention to the last 90 days and be sure to read all the comments posted on the first 3 pages. A seller’s feedback score will become increasingly important if you are buying high ticket items. Fraud on eBay can be reduced dramatically by following these Fraud Tip.
Fraud Tip # 3. Do Not Pay With Western Union
• Opportunity Fraud on eBay has been reduced through internal policing eBay buyer payment options. If you’ll pay for an item you purchased on eBay - always use PayPal as you are covered by PayPal buyer protection program.
• Here’s a recent eBay “Safe Payments Policy:
“Permitted on eBay.com: Sellers may offer to accept PayPal, credit cards including Mastercard / Visa / Amex / Discover, debit cards and bank electronic payments online for eBay purchases. The seller may also offer to accept bank-to-bank transfers, often known as bank transfer or bank cash transfers. The seller may accept COD (cash on delivery) or direct cash to the transaction. The seller may offer to accept payment through Certapay and Propay. The seller may offer to accept personal checks, money orders, cashier checks, certified checks and negotiable instruments.